How to apply for Covered California
Covered California is the state's official health insurance marketplace. Eligible households may receive financial assistance that reduces premiums and other costs.
How to apply
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Create an account
Create an account.
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Start a new application
Start a new application.
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Enter the applicant's address and household information
Enter the applicant's address and household information.
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Enter household income and employment information
Enter household income and employment information.
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Provide immigration information when requested
Provide immigration information for household members applying for coverage when requested.
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Submit the application
Submit the application.
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Review the eligibility results
Review the eligibility results.
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Check whether financial assistance is available
Check whether financial assistance is available.
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Compare available insurance plans
Compare available insurance plans. Look at: monthly premium, deductible, copayments, prescription coverage, and doctors and hospitals in the network.
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Select a plan
Select a plan.
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Pay the first premium
Pay the first premium directly to the insurance company if a premium is required.
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Wait for the insurance card and coverage information
Wait for the insurance card and coverage information.
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Get free in-person help if you want it
Trained assisters and navigators help for free, often in many languages.
What to have ready
- Address and household information
- Household income and employment information
- Immigration information for household members applying for coverage, when requested
Where to apply
Good to know
- Covered California enrollment is generally tied to Open Enrollment or a qualifying Special Enrollment Period, unlike Medi-Cal, which accepts applications throughout the year.
This California guide is general information, not an official eligibility decision. Requirements vary by program and can change. A resettlement agency, county benefits office, or Covered California enrollment counselor can help you confirm your options.