How to apply for Medicare
Federal health insurance primarily for eligible people age 65 or older, as well as certain younger people with disabilities, ESRD, or ALS. Refugee status alone does not qualify someone for Medicare.
Who it's for
Eligible people age 65 or older, and certain younger people with disabilities, end-stage renal disease (ESRD), or ALS.
How to apply
- 1
Determine whether the person is eligible for Medicare
First determine whether the person is eligible for Medicare.
- 2
Determine whether enrollment will happen automatically
Determine whether enrollment will happen automatically. Some people receiving Social Security or Railroad Retirement Board benefits are automatically enrolled.
- 3
If enrollment is not automatic, contact the Social Security Administration
If enrollment is not automatic, contact the Social Security Administration to enroll.
- 4
Apply for Medicare Part A and Part B as appropriate
Apply for Medicare Part A and Part B as appropriate.
- 5
Make sure enrollment occurs during the appropriate enrollment period
Make sure enrollment occurs during the appropriate enrollment period. For many people becoming eligible at 65, the initial period begins three months before the month they turn 65 and ends three months afterward.
- 6
Wait for the Medicare welcome package and Medicare card
Wait for the Medicare welcome package and Medicare card.
- 7
Review additional coverage choices after receiving Part A and Part B
After receiving Part A and Part B, review additional coverage choices.
- 8
Decide between Original Medicare and Medicare Advantage
Decide between Original Medicare and Medicare Advantage as appropriate.
- 9
If using Original Medicare, consider Part D and supplemental coverage
If using Original Medicare, consider whether prescription-drug coverage (Part D) and supplemental coverage are needed.
What to have ready
- Proof of age and identity
- Social Security number
- Information about Social Security or Railroad Retirement Board benefits
- Information about current employer coverage, if any
Where to apply
Good to know
- Refugee status alone does not qualify someone for Medicare.
This California guide is general information, not an official eligibility decision. Requirements vary by program and can change. A resettlement agency, county benefits office, or Covered California enrollment counselor can help you confirm your options.